美国财政部发言人向ABC新闻证实，从周四开始，数百万美国家庭将能够下载一款新的应用程序来管理所谓的trumpaccounts。
近600万个家庭已经注册了税收优惠账户，该账户将于7月4日正式上线。
这款由金融科技公司Robinhood和BNY梅隆银行开发的新应用可以从苹果和谷歌应用商店下载。
父母可以通过该应用程序为他们的孩子安排向税收优惠账户的捐款。财政部发言人表示，该应用程序还将包括针对家庭的金融知识内容。
每个在2025年1月1日至2028年12月31日之间出生的美国公民，都有资格从7月4日开始从联邦政府的账户中获得1000美元的捐款。
该账户是作为总统去年签署的税收和支出法的一部分而设立的。他们的目标是在出生时就开始投资股票市场，随着时间的推移，储蓄就会复利。
家庭、雇主和其他亲戚每年最多可以向账户中存入5000美元，在孩子年满18岁之前不能提取。这些资金必须继续投资于基础广泛的指数基金，比如追踪标准普尔500的ETF。
财政部发言人还表示，该应用程序将包含八个“独家金融知识模块”。
财政部表示，如果愿意，家庭最终可以将投资转移到另一家银行。
《华尔街日报》首先报道了这款新应用的消息。
Financial app for managing Trump Accounts set to launch Thursday
Millions of American families will be able to download a new app to manage so-calledTrumpAccountsstarting Thursday, a Treasury Department spokesperson confirmed to ABC News.
Nearly 6 million families have already signed up for the tax-advantagedaccounts, which will officially go live on July 4.
The new app, created by financial technology company Robinhood and bank BNY Mellon, will be available to download from Apple and Google app stores.
Parents will be able to schedule contributions to the tax-advantagedaccountsfor their children through the app. The app will also already include financial literacy content for families, the Treasury spokesperson said.
Every United States citizen born between January 1, 2025, and December 31, 2028, is eligible to receive a $1,000 contribution from the federal government into theiraccountsstarting on July 4.
Theaccountswere created as part of the president’s signature tax and spending law last year. Their goal is to kickstart investments in the stock market at birth to compound savings over time.
Families, employers and other relatives can contribute up to $5,000 into theaccountsper year and money cannot be withdrawn until children turn 18 years old. The money must stay invested in a broad-based index fund, like an ETF that tracks the S&P 500.
A Treasury Department spokesperson also said that the app will feature eight "exclusive financial literacy modules."
The Treasury Department has said that families will eventually be able to transfer the investments into another bank if they prefer.
The news of the new app was first reported by theWall Street Journal.
